Blog

The Snowball Method is one of the best ways to pay off debt, regardless of what the mathematicians say. One of the reasons is because it focuses on the human element of motivation and excitement versus just math. Because living life based on just numbers is boring and uninspiring for...

Trying to balance and accomplish all of your financial goals can feel overwhelming. I know how out of hand things can get when you’re trying to save up for family vacations, Christmas, and back-to-school shopping. My go-to tip for reducing the stress and saving for all of my financial goals...

Amazon is often accused of decimating small business. Certainly, it has made survival harder with new norms of “FREE SHIPPING” and “FREE RETURNS.” These obviously aren’t free. If you don’t have Amazon Web Services to subsidize you, online selling can turn out to be very, very expensive. The problem is...

Bank loans are appealing to startups who worry about the “loss of control” associated with offering equity. However loans may have restrictions that can be as painful as giving up a board seat to an investor. For example, many loans (and all SBA 7(a) backed loans) require a personal guarantee...

Most advice columns about small business and money are prescriptive. They offer “wisdom” regarding the “right thing to do”. I have written many myself, with titles like: Ten things not to do with a Business Credit Card. Noble stuff! Entrepreneurs are not super human however. Even those that are, still...

About 14% of small businesses are veteran owned, yet vets are only 6% of the US population! Moreover, these businesses have a much higher 5-year survival rate. Although instilled military discipline certainly helps, the biggest factor in their success is community support. Service men and women form tight-knit bonds and...