U.S. Consumer Privacy Notice
FACTS: WHAT DOES GREENWOOD, INC. DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and transaction history
- Credit history and assets
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Greenwood, Inc. shares your information; and whether you can limit this sharing.
Reasons we can share your personal information | Does Greenwood share? | Can you limit this sharing? | |
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |
For our marketing purposes – to offer our products and services to you | Yes | No | |
For joint marketing with other financial companies | No | We do not share | |
For our affiliates’ everyday business purposes – Information about your transactions and experiences | No | We do not share | |
For our affiliates’ everyday business purposes – Information about your creditworthiness | No | We do not share | |
For our affiliates to market to you | No | We do not share | |
For nonaffiliates to market to you | No | We do not share | |
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Questions? | Email us at [email protected] or visit us at www.bankgreenwood.com. | ||
WHO WE ARE
Who is providing this notice?
This privacy policy is provided Greenwood, Inc. and applies to Greenwood products and services.
WHAT WE DO
How does Greenwood protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also limit access to information to those employees for whom access is necessary.
How does Greenwood collect my personal information?
We collect your personal information, for example when you
- Open an account or apply for other products such as loans or credit cards
- Make deposits or withdrawals to and from your account or provide account information
- Make a wire transfer
We also may collect your personal information from others, such as identity verification service providers or credit bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more information on your rights under state law.]
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Greenwood, Inc. has no affiliates with which it shares your personal information.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Greenwood, Inc. does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Greenwood, Inc. does not jointly market.
OTHER IMPORTANT INFORMATION
Special Notice for State Residents
Residents of Vermont: We will not share with nonaffiliates except for our own marketing purposes, our everyday business purposes, or with your consent.
Residents of Nevada: We are providing this notice pursuant to Nevada law.
Residents of California: Pursuant to your rights under the California Consumer Privacy Act (CCPA), We will not share your information with companies outside of Greenwood, except for our everyday business purposes, for marketing our products and services to you, or with your consent.